Utilize Mobile Apps & Disease Specific Programs to Manage Chronic Conditions & Habits

Did you know that approximately five percent of individuals account for more than fifty percent of overall healthcare spending.  What if you or one of your family members are one of the five percent of high utilizers? Well, that could be why you downloaded the Ten Free Tips to Spend Less on Healthcare!

Download the Ten Free Tips to Spend Less on Healthcare and start saving today.

There are now a number of companies nationwide that provide programs to significantly reduce spending on chronic conditions or high-cost services for individuals in need, who ultimately account for the majority of overall healthcare spending.  Studies show that sixty percent of American adults have at least one chronic condition and more than forty percent have more than one chronic condition. 

Many people are familiar with fitness and diet apps or technology such as the Apple Watch that assist is counting approximate calories burned during a workout. But in recent years, several companies have emerged that are providing specialized programs to individuals impacted by a wider variety of conditions, diseases, and symptoms that provide significant savings to the individual and family. The models differ slightly, but all have the same goal of reducing healthcare spending while enhancing access and care for a handful of specific, high-cost procedures and complications.

One approach to identifying savings is often referred to as specialized wrap-around coverage. Organizations like Hixme offer a variety of plans and actually allow different family members to enroll in various disease-specific plans. Hixme claims to have “right-fitting” coverage for each individual and also offers partner hospital options and similar ways for individuals to utilize Centers of Excellence for additional savings. 

Canary Health offers programs in diabetes management, stress management, and caregiver training. It also offers a self-management program that assists with arthritis, heart disease, and depression. Canary Health, which created a Diabetes Prevention Program and a Chronic Disease Self-Management Program, claims it has reduced diabetes cases by approximately eighty percent, with residual additional savings as a result of reduced emergency department and physician office utilization. 

Livongo is another company that partners with individuals to better manage diabetes. Livongo’s digital platform is combined with coaching to effectively manage diabetes and keep unnecessary spending down. Omada Health also offers a digital platform that serves as a self-management platform for weight loss, which subsequently reduces risk for type 2 diabetes, stroke, and heart disease. Omada claims its participants lower their diabetes risk by thirty percent and their likelihood for stroke by more than fifteen percent. 

What if you are not a high utilizer of healthcare resources but are still willing to put in the additional time and effort to improve your health and lifestyle?  There are programs for you as well. They are often paid for by the employer. For example, organizations like The Karis Group and Marquee Health offer the employer sponsored Nurse Health Coaching Program for employees. The programs are designed to work with employees to establish goals based on individual health needs and a nurse is provided to give support and assist employees in achieving those goals.

There are more programs, too numerous to mention here, but each has a common thread: the patient must engage in order to benefit from these programs. These programs are diverse, have wide-ranging price points, and are not always a great fit for everyone based on individual needs. However, knowing which company is the best fit for you or your family member is a critical and complicated first step, as each provider is unique. The Personal Healthcare Spending Reduction Tool (PHSRT) was designed to identify which program is the most appropriate fit for you or your family. 

Once you complete the Personal Healthcare Spending Reduction Tool (PHSRT) and visit the Partners Portal to research each option, see which is the best fit. Also, see if they offer direct to consumer programs. If the provider does not offer direct to consumer programs, request the contact information so you can take it to your human resources department so they can contact them to sign up! The good news if you take this approach, even though it may take a little longer to set up, your company will likely get a discount and may even pay for the entire program for you. Imagine this sort of targeted care could be free to you or your dependent!  

When it comes to controlling healthcare costs, one of the most effective tactics is quantifying your most expensive needs, identifying common chronic issues and high-cost procedures, and developing specialty programs to more effectively manage that family member’s health. Here are just a handful of programs available to support you in this process. 

Although these bundling approaches may seem laborious and complicated to facilitate, they can actually be some of the simplest and quickest tactics to implement that lead to significant savings. The resources and organizations that manage these programs on your behalf specialize in these services and were created to better care for individuals with chronic diseases. 

Now that you have the first seven free tips in your back pocket, you are learning they are all related and essential in becoming an Engaged Healthcare consumer. Download the Ten Free Tips to Spend Less on Healthcare, and start saving today. And don’t forget to take three minutes to complete the Personal Spending Reduction Tool to see if you qualify for our $5,000 annual savings guarantee.